Roof damage can occur anytime and anywhere, and most Insurance policies require a homeowner to file within 1 year from the date of loss. So It is very important to get your roof inspected frequently by qualified roofing professional.
In addition, if the damage is severe enough to warrant a complete roof replacement, you could end up spending up to$40,000 depending on the type of roofing material you use. It is therefore prudent for every homeowner to use someone who is experienced in handling insurance claims. After I determine that the roof was damaged by a weather event the homeowners next step is to file a claim. From there the insurance company will send out a field adjuster to assess the damage. It is important for me to be there at that appointment to make sure they see all the damage and that we do not have to have a re inspect.
Below are three things you need to know about making a roof insurance claim to help you ensure that you file properly and that your claim is processed as opposed to being denied:
01
There is a statute of limitations on claims
You need to ensure that you submit your roof insurance claim in good time in order to get it processed. For storm and related types of damage, the statute of limitations is 1 year in most insurance policy. So you will need to ensure that you get your claim in within this time period or risk getting it denied.
02
You should hire a roofing contractor to assess the damage
In order to ensure that your roof insurance claim goes through, you need to provide sufficient evidence of the damage and provide other types of documentation to support your claim. This is where a roofing contractor comes in. They help you make your claim by documenting all the damage, providing estimates for repair and assist you fill out claim forms accurately so that your claim is not rejected.
03
What your policy covers
Before filing your claim, ensure that you know exactly what types of damage are covered, what your deductibles are and any other relevant information like exclusions in the policy or ordinance of law. This will help you ensure that your claim is paid and that there are no surprises.
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About Us
Yogi Roofer is a licensed and reputable roofing company with a well trained and competent team that is well equipped to handle all your roofing needs. We offer cutting edge roofing technologies, customized solutions and great customer service in order to ensure that our customers are completely satisfied with the products and services that we offer.
Whether you are looking for someone to construct a new roof, repair damage from storms, fire, vandalism, falling objects and others or replace your roof to make it stronger and more functional, Yogi Roofer is the roofing partner you need.
We also assist our clients maximize their roofing claims by helping them document damage, providing itemized estimates and ensuring that they fill out their claims correctly.
If you are looking for a roofing partner who will walk closely with you throughout the duration of your roofing project, provide a helping hand as you make your roof insurance claim and generally ensure that your roof is in great working condition then Yogi Roofing is here for you. Call our customer support team today to book an appointment to discuss how we can ensure that all your roofing needs are met.
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